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Business Savings Comparison

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Savings AccountChoice Money Market

Description:

Simple, easy, effective.  The best choice if you’ll usually carry a lower to moderate balance in your account.  A great choice if you’ll carry larger balances in your account because it pays higher rates

Minimum To Open:

$25$25

Minimum Balance:

$100$2,500

Monthly Service Charge:

None if $100 minimum daily balance is maintained; $6 per month if balance falls below $100None if $2,500 minimum daily balance is maintained; $10 per month if balance falls below $2,500

Interest Rate & Annual Percentage Yield (APY):

VariableVariable

Compounding:

QuarterlyQuarterly

Interest Payment Tiers:

NoYes; higher balances earn higher rates

Deposits:

No limitsNo limits

Withdrawals:*

6 free per month; then $3 per excess withdrawal*6 free per monthly statement cycle, then $3 for any additional withdrawals*

Statements:**

Quarterly**Monthly**

Other Benefits:

Can be used for overdraft protection for a checking accountCan be used for overdraft protection for a checking account.  Access by debit card and by check is available; limits apply.

*Transaction limitations apply.  **Free eStatements available.  Combined statement option (multiple accounts included on a single statement) available.